Equity Release plans are, in a nutshell, a way to unlock the value of your property and turn it into a cash lump sum. You can do this via a number of policies which let you access the equity (cash) tied up in your home, if you’re 55 or older. Typically, you can take the money you release in one lump sum, in several smaller amounts or as a combination of both.

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Equity release isn't right for everyone. Your age, property value, aspirations all play a part in the decision.

Discuss your Equity Release needs with qualified FCA regulated equity advisors. Complete our quick Equity Release enquiry form with no obligation, and an advisor will contact you with the best options, rates and maximum releases available to you.

Equity Release

Equity release is a group of products that lets you access the equity (cash) locked up in your home, if you are aged 55 or over.

Equity release may allow you to take the money you release as a single lump sum or in smaller amounts, depending on your needs. you can often choose a combination of both.

Home Reversion

Home Reversion refers to a plan where you sell all or part of your property to a home reversion company in return for a tax-free lump sum or a regular income, or a combination of both. You stay in your home as a tenant but pay no rent.

Home Reversion is one of the main equity release products, with Lifetime Mortgages being the other.

Lifetime Mortgages

Lifetime Mortgages are the most common, and popular type of equity release mortgage. A Lifetime Mortgage provides you with tax-free cash to enjoy in retirement. You keep 100% ownership of your home throughout.

Again, you may be able to take all your money at once in a lump sum, or access smaller amounts, or a combination of both.

Getting an equity release evaluation is simple. Just complete the simple form, it takes less than a minute.

We work with some of the best equity release providers in the market, giving you access to the best options. An equity release expert can help you with a jargon-free approach that keeps you in control.